How to Make a Stairlift More Affordable
For those who struggle getting up and down the stairs in their home, a stairlift can make a huge difference in your day-to-day life. Rather than having to consider moving to a single-story home, you can safely ascend and descend the stairs using a stairlift, and continue living in the comfort of your own home. But the cost of a stairlift can be high, and may stand in the way of independent mobility for some people. What can you do to make a stairlift more affordable? Keep reading to find out.
Check for Insurance Coverage
Some health insurance plans, such as Medicare Advantage and Medicaid, may provide coverage for stairlifts in certain cases. While Original Medicare generally won’t cover stairlifts, Medicare Advantage plans sometimes include broader coverage for home modifications that improve mobility. Medicaid programs often have options for stairlift coverage as well, especially for individuals who require the lift for verified medical reasons. It’s important to check with your insurance provider to determine if stairlifts qualify for any amount of coverage. Remember, even having a portion of the lift covered by insurance can make a big difference.
Explore Other Assistance Programs
Insurance isn’t the only program that may offer financial aid for this kind of home modification. Several government and nonprofit organizations can also help cover the cost of a stairlift. For example, veterans may be able to receive help from the VA, which offers grants for home modifications for those with mobility troubles. Other programs, such as the Housing Adaptation Grant, or some community-based resources can also help seniors and those with disabilities to make their homes more accessible. Do some research into local, state, and federal programs that can contribute to the cost of your stairlift.
Consider Financing
While the upfront cost of a stairlift may be high, many manufacturers and installers offer financing options to make the cost of the purchase more manageable. You can often get on a low-interest payment plan, allowing you to spread the cost of your stairlift over several months or years. This can make it a more budget-friendly solution for those on fixed incomes.
If you’re concerned about a curved stairlift’s price, don’t let that cost stand in the way of your mobility and independence. Explore your options for reducing the financial burden, and speak to your installer about financing options, so that you can be comfortable and safe in your own home again.
Passionate Writer, Blogger and Amazon Affiliate Expert since 2014.
