How To Become A Caregiver For A Family Member

What are the advantages of buying a family health insurance plan?

Ageing is natural but, unfortunately, while some people age gracefully and fully in control of their facilities, others develop medical conditions or an existing disability gets worse.

It leaves people unable to live normal lives without assistance. It’s estimated one million Australians received support from aged care services during 2019-2020. Of course, while some support may be provided, giving a loved one adequate care can often cost a lot of money. That’s why many people look into caring for a family member themselves.

The good news is that it is possible. However, before you discover how to become a caregiver, you should consider your own mental health. It can be a strain looking after a family member. It’s important you take any opportunity you can to get help. For example, this NDIS provider Sydney will help improve independence and make sure you’re loved one gets what they need.

It’s essential for your own health and the health of your family member.

Who Can Become A Caregiver

In truth, anyone can become a caregiver. It simply takes a dedication to stay at home and give your family member the support they need.

However, most people who become caregivers need to have the additional income that the state can provide. This allows them and their family member to afford the items they need.

If you’re looking to get a caregiver allowance you’ll need to:

Be looking after someone who scores high enough on state assessment tests. This simply means they are accepted as needing help
Pass an income test
Can get official medical confirmation that the person will need care for at least 12 months

Passing The Tests

The assessment test is completed by a professional who follows strict guidelines to assess the severity of any disability or medical condition. This confirms the need for aid and the fact that it is required for longer than 12 months.

It should be noted that most people automatically get a carer allowance if their family member is under 16. Anyone looking after a child under 16 without automatically getting the allowance will need to claim it.

Funds Available

The allowance is set at $136.50 per fortnight. These funds are designed to help you meet the costs of looking after your family member, they are not designed to give you a living wage. If you’re struggling with money and need to care for someone then you’ll want to apply for the economic support payment as well. This will help you to make ends meet.

In order to pass the income test and be given a carer allowance, you must take into account all your different income streams and, when fully adjusted, these incomes should be less than the set limit.

You can verify the current limit with your local government.

You will need to renew your allowance annually, which means reconfirming all the details to ensure you are claiming what you are entitled to.

The good news is that the process is surprisingly simple, and most can be completed online.