If you have been in a motor accident, perhaps you know how overwhelming the experience can be. The trauma you experience from the actual accident and the injuries you sustain from the accident can be devastating. Quite often, motor vehicle accidents can have long-term effects too. Worse still, you have to deal with your vehicle and all the damages to it. All these means that you have to try to deal with the insurance companies.
As you can see, all these can be frustrating as all the players attempt to get the party at-fault to pay up. If you have been involved in a vehicle accident, it’s a good idea to hire a North Myrtle Beach Car Accident Lawyer. This is because negotiating with insurance companies needs someone who understands how they operate. This article discusses everything you need to know about a motor vehicle accidents attorney.
What you should do immediately after an accident
When you have been in a motor vehicle accident, the most immediate concern needs to be the injuries you sustain. Even if you think that you are fine, it’s always a good idea to get checked by a medical practitioner.
Keep in mind that the police also need to be called to the accident scene. They can interview witnesses so that they know how the motor vehicle accident happened and figure out the party at-fault. They may also investigate to get all the details about the motor vehicle accident, and include this information in the police report.
If there is any person who was injured or even died, they can also include this information. When everything has been handled, then you must contact your insurance company immediately. Their adjuster may want to look at the accident scene and also get the information about the motor vehicle accident.
This process usually applies to a simple accident. The insurance company may pay out for damages and you can move with your life. However, in many motor vehicle accidents, it’s rarely this simple. If there happens to be injury claims and several insurance companies are involved, it can get complicated quickly.
You pay insurance to cover these situations, but they usually like to make payments and will sometimes attempt to get someone else to be liable. This is the time you need to consider hiring a lawyer. If you sustain some injuries, it’s a good idea to have a personal injury attorney who understands the problems that can arise.
The importance of hiring an attorney after a motor vehicle accident
Motor vehicle accidents can usually have a long-lasting effect on your life. If you sustain injuries, they may affect your quality of life and even prevent you from working. In case there is fatality, lives can change because of the accident.
A simple fender-bender without sustaining any injuries can be something that you can handle yourself with an insurance company. But anything beyond this can easily get more complicated. You must consider finding a motor vehicle accident attorney who has the experience handling similar cases.
You also have to find an attorney who knows the various aspects of an accident. A good attorney should also have experience dealing with insurance companies and understands how best they can get good deals from them.
A motor vehicle accident lawyer’s job is to protect your interests after a motor vehicle accident. One of their key roles is to guide you on what happens after a vehicle accident.
Motor vehicle accident attorneys act as investigators and usually hire investigators, too. They can carefully analyze the motor vehicle accident scene. In other words, a lawyer can try to understand the party at-fault and if it’s you, then they can find ways to defend you. Remember that any legal action requiring negotiations with the insurance companies requires a lawyer to know everything about the accident.
Even better, a lawyer can also assist you handle the insurance claims process. Ideally, the insurance claims process needs to be simple, meaning you can make a claim and the insurer pays. The truth is that it’s rare that the insurance claims process can be this simple, especially when you sustain serious injuries and several insurers are involved. An experienced lawyer understands how these insurance companies work and their willingness to take advantage of accident victims who don’t fully know their rights or the laws.
The law is there to protect your rights. They can see all the areas you deserve compensation even those you never thought of. After all, it can be traumatic to be involved in a car accident.
If there is any need to go to the court, you can have a lawyer who has been handling your case from the beginning, understands the law, and can work on your behalf. Lawyers are also good at negotiations, so they can deal with several insurance companies involved.
The rule of the thumb is that you need to hire a motor vehicle accident attorney immediately after an accident. In this way, they can gather all the information while it’s still fresh. They can even speak to witnesses who may remember how the accident happened.
The attorney can also begin the process of dealing with the various insurance companies right from the start. This may prevent the insurance companies from cheating you or it can prevent you from making mistakes while dealing with the insurers.
Factors to consider before you hire a motor vehicle accident attorney
When you meet with a motor vehicle accident lawyer, you should expect that they will ask you some questions and may need more information related to the motor vehicle accident. Regardless of this, you also need to ask the potential lawyer some questions.
Some of the things you need to know include how often they handle motor vehicle accident cases, find out if they have worked on cases like yours, if they settle cases or go to the court of law, and many more.
You also need to know how they will charge the fees once they start representing you. Remember that different attorneys have their fee structure, so you need to find out before you decide to hire them.
There are many motor vehicle attorneys out there who work on a contingent-fee basis. This means they can only get paid if there is a successful outcome to the claim. Therefore, it makes sense to hire a motor vehicle accident attorney to handle your case, unless there are no serious damages or there were no injuries, so a settlement may be very small. But if you sustain severe injuries in a motor vehicle accident, you must hire a lawyer so that you can receive a better settlement.
A motor vehicle accident can bring a lot of questions that need answers. You need to figure out the person who was at fault, the person who needs to pay for the damages to your vehicle, the party responsible for paying your medical bills, and the amount of money you deserve to receive for pain and suffering. This is the reason why you must hire a motor vehicle accident attorney to negotiate on your behalf with the insurance companies.
That said, it’s worth noting that hiring a motor vehicle accident attorney to work on your behalf, means that you have an expert working for you. These professionals are quite knowledgeable about the key laws and rules that can affect your case.
A lawyer can decide to give you advice about time limits known as the statute of limitations that may prevent you from filing lawsuits against the party at fault. For example, in some states, you need to file a lawsuit within two years after a motor vehicle accident or you can forever not be allowed to file any lawsuit. A good attorney can also let you know about some special exceptions to these statute of limitations, especially when it comes to minors.
A motor vehicle accident lawyer may decide to file a lawsuit for you and can know the best ways to mitigate defenses that are raised by the other party. Besides, when your case gets under way, then your attorney can play a huge role in preparing the case for trial and can even go to trial if the case fails to settle. Even though lawsuits are rarely required, there is usually the threat of legal action that provides leverage when it comes to negotiating for a fair settlement.
In conclusion, it’s important to hire an experienced motor vehicle accident attorney. Finding a knowledgeable attorney also tends to even the playing field, especially when you are up against large insurance companies with their large resources and experience. It’s worth noting that many insurance companies would opt to pay unfair settlements just to make profits. This is the reason why you should consider hiring a motor vehicle accident attorney to protect your rights.